Difficulty in keeping up withMortgage Arrears

Mortgage Arrears: Frequently Asked Questions
The Central Bank has issued a Code of Conduct on Mortgage Arrears. It is in place since 1 January 2011 and relates to arrears on the mortgage repayments on your primary residence or sole residential property. The Code sets out the obligations of lenders when dealing with mortgage customers who are experiencing difficulty keeping up repayments on their mortgage. The Central Bank has also produced a consumer guide to dealing with your lender. To view the guide click here